A lender you can drive to.
RMT Financial Services is a private real estate lender serving investors throughout Central Virginia. We provide short-term commercial financing for acquisition, renovation and repositioning, combining local market knowledge with a straightforward lending process.
We lend inside a 90-minute drive because underwriting a rehab from a spreadsheet does not work. We know which blocks in Church Hill carry a finished price and which ones do not, what a slate roof costs here, and which settlement agents can close in nine days.
Whether the goal is to renovate and sell, refinance into a long-term hold, or build a portfolio, the aim is the same: be the financing partner that does what it said it would do, on the date it said it would do it.
Who decides
Credit decisions are made in Richmond by the people whose capital is at risk. There is no committee in another state and no scorecard you cannot see.
Two decades running renovation budgets in Central Virginia before writing the loans against them. Signs off on every term sheet.
Reads the scopes, walks the properties, inspects the draws. The person who answers when you call about a draw.
Coordinates title, insurance and settlement, and funds draws within three business days of inspection.
Team names, photographs and biographies to be supplied TBD.
Where we lend
Richmond, Henrico, Chesterfield, Hanover, Powhatan, Ashland, Petersburg and Colonial Heights. We lend where we can drive, which is why the map has an edge.